Whether you’re a full- or part-time farmer, or someone who just wants to relax and enjoy life in the country, AgSouth Farm Credit makes it easy to finance for our rural communities in Georgia and South Carolina. Our loan officers are skilled in financing homes, land and all types of agriculture. Repayment schedules are flexible and can be tailored to coincide with your income schedule and cash flow.
If you'd like to know more about any of our loans, just complete our Information Request form.
No matter how much land you need, AgSouth Farm Credit can finance it. From residential lot loans to large tracts, we’re specialists in making loans for land.
We also offer financing for timber operations. Whether it’s purchasing timberland or buying logging equipment, our officers are ready to help you grow.
AgSouth makes home loans for construction, purchases, improvements and refinances, and we specialize in financing homes with large acreage.
We also finance homes in town or country for non-farmers, including second homes and homes for investment purposes. Visit our mortgages page for details or to apply online.
Take advantage of dealer cash discounts and upgrade or replace your farm equipment with an AgSouth loan or lease. An expert AgSouth loan officer can help you determine whether a loan or lease is right for you.
Whether you need to replace an old barn, put up fences, build a stable or install an irrigation system throughout your property, AgSouth Farm Credit is here to help finance all of your farm improvement needs.
We offer loans with revolving and annual lines of credit for all of your day-to-day operational costs — fertilizer, seed, labor and more. Repayment schedules are flexible and can be tailored to coincide with your crop or livestock sales.
Irrigation can make sure your operation prospers through drought conditions and give you higher yields which will lead to higher profits. We have a full range of rates and terms to fit your situation.
We provide loans for cars or trucks, college tuition or just about any credit need for farm owners and operators. As with our other loans, payment schedules can be tailored to coincide with your income schedule.
We are considered specialists in the area of financing poultry, dairy and greenhouse/nursery operations. Repayment schedules can be tailored to coincide with your income schedule and operation's cash flow.
We know you can't always make it to one of our branches. AgSouth loan officers are happy to meet whenever and wherever it's convenient for you, even if that place is your dining room table.
If you're a young, beginning or small farmer, we have a program designed specifically to meet your needs.
Refinancing your home or land may save you thousands over the life of your loan.
AgSouth provides fixed and variable rates tied to prime or LIBOR on short-, intermediate- and long-term loans.