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(Approved by Board 9/25/12)
At AgSouth Farm Credit, we recognize your expectation of privacy and confidentiality of personal financial information when seeking the assistance of outside professionals to obtain credit. We have taken great care in establishing and implementing policies and procedures and have committed to an ongoing review of those policies and procedures to protect your personal and financial information.
Your privacy is a top priority in all aspects of our business. Our employees are informed of their responsibility to protect your confidential information and are governed by strict standards of conduct, which prohibit unauthorized use of your information. Security procedures and internal controls are also in place to protect your privacy.
On this site, we collect personally identifiable information (such as name, address, SSN) only if specifically and knowingly provided by you. We do not give, sell or transfer any personal information to third parties, unless required by law or under such other permissible purposes as set forth by regulation.
If you complete one of our interactive forms or submit an email through our website, your information will be used as described at the point of collection. It may be seen and used by Farm Credit employees, but will not be provided to a non-affiliated third parties. If you are not comfortable providing the requested information via email or web forms, please contact us by calling 912.764.9091 or by writing to us at 40 South Main Street, Statesboro, GA 30458.
We will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us. Farm Credit limits the use and collection of all information to that which is necessary to maintain and administer financial services, provide excellent service and offer new products and services that may be of benefit to you. If, for any reason, you would like to be removed from our distribution list, please contact us at the number or address indicated above, or by contacting us via our Information Request form.
We may use third party suppliers and/or service providers to facilitate our services. For example, we may outsource one or more aspects of our site to a supplier or service provider who performs services according to our requirements. In all cases we restrict how these suppliers or service providers may access, use or disclose your information. In general, we do not permit these suppliers or service providers to retain, disclose or sell your information to third parties.
Data encryption - If you are using a security-enabled browser (such as Microsoft Internet Explorer version 2.1 or greater, or Netscape Navigator version 2.0 or greater), the information you provide us is encrypted, making it extremely difficult to read, even if it is wrongly intercepted. Our website uses industry-standard Secure Sockets Layer (SSL) technology to allow for the encryption of potentially sensitive information such as your name and address and critically sensitive information such as your social security number or account number.
For website security purposes and to ensure that this site remains available to all users, traffic on the site is monitored to identify unauthorized attempts to upload or change information, or cause damage. Unauthorized attempts to upload or change information on to this website are strictly prohibited, and may be punishable under the law.
We are not responsible for the content or accuracy of any of these links sites, nor are we responsible for any loss or damage of any sort resulting from the use of a link on any linked websites. We are not liable for any failure of products or services advertised or provided on these linked sites. We offer these links on an "as is" basis.
E-mail and Internet-related fraudulent schemes, such as "phishing" (pronounced "fishing"), are being perpetrated with increasing frequency, creativity and intensity. Phishing involves the use of seemingly legitimate email messages and websites to deceive consumers into disclosing sensitive information, such as bank or loan account information, social security numbers, credit card numbers, passwords and personal identification numbers (PINs). The perpetrator of the fraudulent e-mail message may use various means to convince the recipient that the message is legitimate and from a trusted source with which the recipient has an established business relationship. Techniques such as a false "from" address or the use of seemingly legitimate company logos, weblinks and graphics may be used to mislead e-mail recipients.
In most phishing schemes, the fraudulent email message will request that recipients "update" or "validate" their financial or personal information in order to maintain their accounts, and direct them to a fraudulent website that may look very similar to the website of the legitimate business. These websites may include copied or "spoofed" pages from legitimate websites to further trick consumers into thinking they are responding to a bona fide request. Some consumers will mistakenly submit financial and personal information to the perpetrator who will use it to gain access to financial records or accounts, commit identity theft or engage in other illegal acts.
(Example: 01-AUG-03 - 31-JUL-04)
Check to ensure validity period is current.
Country = US
State = South Carolina
Locality = Columbia
Organization = AgFirst Farm Credit Bank
Organizational Unit = Network Systems Services
Common Name = www.farmcredit.net
Reporting Suspicious or Fraudulent Communications and Transactions
You should promptly report suspicious activity or email communications to the Federal Trade Commission (FTC). Send the actual email you received to firstname.lastname@example.org. If you believe you've been scammed, file your complaint at ftc.gov, then visit the FTC's Identity Theft website ftc.gov/idtheft to learn how to minimize your risk of damage from identity theft.
If you receive a suspicious message that appears to be coming from us, or discover a potentially phony AgSouth Farm Credit, ACA website, please let us know by calling 800-633-9091, ext 2627 or by contacting us via our Information Request form so that we may take appropriate action.
We are an Equal Housing Lender/Equal Opportunity Lender. As an Equal Housing Lender/Equal Opportunity Lender, we do not discriminate on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18).
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410
Farm Credit Administration
Office of Congressional and Public Affairs
1501 Farm Credit Drive
McLean, Virginia 22102-5090
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
On the basis of race, color, national origin, religion, sex, marital status, or age; Because income is from public assistance; or Because a right has been exercised under the Consumer Credit Protection Act.
UNDER THE HOME MORTGAGE DISCLOSURE ACT, IT IS THE DUTY OF DEPOSITORY INSTITUTIONS LIKE AGSOUTH TO REPORT:
The number and total dollar amount of mortgage loans which were (A) originated (or for which the institution received completed applications), or (B) purchased by that institution during each fiscal year.
AgSouth Farm Credit, ACA is an equal employment opportunity employer and we do not discriminate in our employment practices due to race, color, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), age, religion, national origin, protected veteran, service member, citizen or disability status, or any other class protected by federal, state or local law.
USDA is an equal opportunity provider and employer. To file a complaint of discrimination, write:
USDA, Office of the Assistance Secretary for Civil Rights, Office of Acfjudication, 1400 Independence Ave., Sw, Washington, DC 20250-9410 or call (866) 632-9992 (Tollfree Customer Service,) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users).
Our bylaws govern the way our Association operates and serves members like you.
Download and read (PDF 500 kb)
Our code of ethics explains our promise to act transparently and in good trust for our members and agricultural community.
Download and read (PDF 16 kb)
These procedures accompany and implement certain aspects of the Internal Controls Policy.
Download and read (PDF 147 kb)
AgSouth Farm Credit will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the AgSouth’s legal duty to furnish information.
AgSouth is committed to conducting its affairs to the highest standards of ethics, integrity, and honesty. To help us deliver on this commitment, we have established the Whistleblower Hotline as a communication channel to report concerns related to the integrity of our accounting processes, internal controls, ethical conduct, or allegations of retaliation for having reported matters in good faith.
The Whistleblower Hotline is an independent, confidential and anonymous reporting mechanism for your financial and ethical concerns. If you become aware of or suspect any breach of our Code of Ethics or have complaints concerning accounting issues, fraud, ethical, legal or regulatory matters – we encourage you to submit a complaint by either of the following methods:
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