Home and Construction Loans

Home Purchases with AgSouth Mortgages

AgSouth Mortgages, a division of AgSouth Farm Credit, makes loans for:

✓Homes with Acreage

This is our specialty. Other lenders may have stricter regulations on home and acreage bundles. For example, some lenders may only be to bundle up to 5-10 acres. AgSouth can normally accommodate larger acreage (some restrictions do apply).

Construction-to-Permanent (C2P) Loans

Finance land, construction, and permanent financing with one closing, saving you time and money in closing costs.

Lock-in your fixed rate during construction. If the market changes, you can lower your rate upon completion. *Fees do apply

Can you finance a barndominium?

Yes, we finance these homes under the same guidelines of a traditional stick built home.

Do you have to approve my builder?

No, but we do have a builder contract approval process. and we require them to be licensed in the state in which they are building.

Can I build my own house?

Self builds/owner general contractors are not accepted in our program.

I'm self employed, can I get a C2P?

Yes, additional financials will be needed.

Refinance Your Home Loan

Are you wondering if now is a good time to refinance? Rate, equity and closing costs are things you should consider. Contact an originator today to explain the refinancing process and how we can help you decide if it's right for you.