Blog

How Leasing Can Help Your Farm

By Taylor Brennecke, Farm Credit Leasing Specialist  From tractors, to cotton bailers, or even a barn - leasing can be a solution for agricultural producers, agribusinesses and more. 

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12 Lessons of the Barn

By Will Woodard | Madison, Georgia Long-time AgSouth Farm Credit members Dr. James and Janet Woodard of Madison, Georgia are the proud parents of Will Woodard, who presented this speech at the Georgia Junior Livestock Show Banquet earlier this year. The speech he gave, based on principals taught to him by his Dad, is presented below in its entirety. Congratulations to this remarkable young man!

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Rate Shopping? Be sure to compare Apples to Apples

5.3% on a 20-year Term with a 3-year Balloon. 6.2% fixed rate on a 20-year Term. Although you might initially consider only the interest rate, what does "Fixed Rate" or "Balloon" really mean? When shopping rates, be sure you are comparing apples-to-apples. Knowing the term is just as important as knowing the rate.

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Farming Spoken Here

When he was just 18 years old, Todd Turner took out his first farm loan. Decades later, he still relies on the same bankers to help keep his successful poultry and cattle operation going.

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Georgia Cattlemen Initiate Feasibility Study

Macon, Georgia - A group of cattlemen in the state of Georgia think that enhanced producer control might mean opportunity for one of Georgia's largest commodities.  That's why they want to look at the supply chain and decide if there's a better way to "finish" cattle here and give local farmers the opportunity to grow the estimated $3 billion industry.

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Georgia Farm Credit Associations Offer Free Financial Training to Young, Beginning and Small (YBS) Farmers

STATESBORO, GA (February 21, 2018): Christy Smith, Director of Marketing at AgSouth Farm Credit and co-creator of AGAware®, announced that AgSouth has partnered with AgGeorgia Farm Credit to bring the AGAware program YBS farmers in Georgia this summer through a series of workshops aimed at educating them in the many aspects of running a successful agricultural operation.

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How to Improve Your Credit Score

By Lisa Storm, AgGeorgia Farm Credit  In modern agriculture, the ability to obtain financing is critical in order to keep the farm operation going, whether through capital needs for inputs, equipment, or land. Your credit score can have impact beyond just approval or denial. Depending on the practices of your preferred lender, a higher credit score could mean preferential fees and rates. Credit scores are calculated differently by each of the three main credit bureaus: Equifax, TransUnion, and Experian. While they are different, there are many similarities.

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