Skip to main content
Close

Our Madison, Georgia branch is closed Friday, July 10th. Our staff is working remotely. For assistance, please contact your loan officer or 844.AGSOUTH.

Loans for Agriculture

AgSouth Farm Credit provides farm loans designed to support agricultural operations at every stage; from first-time producers to established farms managing growth, equipment, and working capital. Whether you operate full-time or balance farming alongside another career, our financing is built around the realities of agriculture.

Farm operations require flexibility. Income can vary by season, commodity prices shift, and long-term investments like land and equipment must be planned carefully. Our lending approach reflects those realities, with solutions designed to support both day-to-day operations and long-term growth.

What Can Farm Loans Be Used For?

Farm loans can be used across a wide range of needs, including:

  • Purchasing or refinancing farmland
  • Covering operating expenses such as seed, fertilizer, and labor
  • Investing in equipment, livestock, or infrastructure
  • Expanding or improving existing operations
  • Buying or building your home

These financing options are designed to align with agricultural production cycles and long-term business goals.

Farm Loan Options for Different Types of Farmers

AgSouth supports full and part-time farming operations

Full and Part-Time Farmers

  • Loans structured to your needs
  • Flexible repayment plans
  • Lending staff specialized in financing agriculture
  • A chance to share in our profits with our Patronage Program
AgSouth supports Young, Beginning and Small farmers

Young, Beginning, and Small Farmers

  • AgStrong ® YBS Loan Program
  • Continuing education and support opportunities
  • Lending staff specialized in financing agriculture
  • A chance to share in our profits with our Patronage Program

Get in Touch