Farm Loans
Loans for Agriculture
AgSouth Farm Credit provides farm loans designed to support agricultural operations at every stage; from first-time producers to established farms managing growth, equipment, and working capital. Whether you operate full-time or balance farming alongside another career, our financing is built around the realities of agriculture.
Farm operations require flexibility. Income can vary by season, commodity prices shift, and long-term investments like land and equipment must be planned carefully. Our lending approach reflects those realities, with solutions designed to support both day-to-day operations and long-term growth.
What Can Farm Loans Be Used For?
Farm loans can be used across a wide range of needs, including:
- Purchasing or refinancing farmland
- Covering operating expenses such as seed, fertilizer, and labor
- Investing in equipment, livestock, or infrastructure
- Expanding or improving existing operations
- Buying or building your home
These financing options are designed to align with agricultural production cycles and long-term business goals.
Farm Loan Options for Different Types of Farmers
Full and Part-Time Farmers
- Loans structured to your needs
- Flexible repayment plans
- Lending staff specialized in financing agriculture
- A chance to share in our profits with our Patronage Program
Young, Beginning, and Small Farmers
- AgStrong ® YBS Loan Program
- Continuing education and support opportunities
- Lending staff specialized in financing agriculture
- A chance to share in our profits with our Patronage Program