About AgSouth Farm Credit
Serving Farmers and Rural Communities in Georgia, North Carolina, and South Carolina
AgSouth Farm Credit is an agriculture and rural lender serving customers across Georgia, North Carolina, and South Carolina. We provide loans for land, farms, and homes; including, financing for farmland, agricultural operations big and small, country homes, and recreational acreage. AgSouth also offers farm services such as crop insurance and leasing to support the needs of farmers.
Our customers represent a wide range of agriculture industries and operations from poultry, timber, and cattle to row crops, produce, nurseries, and other agriculture businesses. We also work with landowners, rural residents, and hobby farmers who are building a life in the country or investing in rural property.
As part of the Farm Credit System, AgSouth combines local lending expertise with a strong understanding of rural communities, agriculture, and financing acreage.
Our Mission
AgSouth Farm Credit is a customer-driven cooperative that strives to support our rural communities and the future of farming. We accomplish this mission by providing financial services, reliable and consistent credit and investing back into our members.
Our Vision
Support and grow our farmers, our families and our rural communities.
AgSouth's Territory
AgSouth serves 147 counties across the states of Georgia, North Carolina and South Carolina and is headquartered in Statesville, North Carolina.

Customer Stories
See how AgSouth customers are financing land, farms and home across the Southeast. Explore real customer stories and learn how local lending solutions can help bring agricluture and rural goals to life.
Recent News
AgSouth Farm Credit announced today that its Board of Directors has approved a record patronage distribution of approximately $71.2 million to its customers. This marks the largest cash distribution in the Association’s history, representing roughly 70% of AgSouth’s 2025 net income.