Let Down Your Tailgate
Your Personalized Farm Loan Starts Here
Grow Your Legacy with a True Partner
Whether you’re leaning on three generations of family wisdom or breaking ground on your very first field, AgSouth Farm Credit is right beside you—ready to roll up our sleeves and get you the funds, guidance, and protection you need when it matters most. Picture a lender who knows your fields, shares your sunrise coffee, and celebrates every harvest like it’s their own.
Partner with us. Let's Connect.
Personalized Farm Services
- Real Estate & Farm Land Loans
Expand your acreage with confidence. Our fixed-rate loans offer terms up to 20 years with no prepayment penalties, allowing you to expand your farm whenever opportunity arises.
- Equipment Loans
Power your progress with tractors, planters, harvesters and implements - quick approvals help you upgrade when you need it most.
- Livestock Operations
Grow your herd on your terms with payment plans aligned to your cash flow - covering everything from quality breeding stock and feed to fencing and shelters.
- Farm Improvements
Upgrade your farms infrastructure and facilities including irrigation upgrades, barn renovations, fencing and more.
- Operating Lines of Credit
Draw funds when you need it for seed, fertilizer, and day-to-day expenses. We offer flexible repayment plans based on cash flow from crop or livestock sales.
- Young, Beginning, and Small Loan Program*
We believe in investing in you - the future of agriculture. The AgStrong loan program* offers accessible financial solutions, resources, and support to young, beginning, and small famers and ranchers to start and expand their farming operations.
*Includes eligibility requirements.
- Crop Insurance for Risk Management
Protect your bottom line from Mother Nature’s curveballs. Customized multi-peril and revenue plans give you peace of mind through every season.
- Leasing for Equipment, Buildings, and More
Preserve working capital and gain potential tax advantages. Lease-to-own keeps you moving forward without tying up large sums of cash up front.
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Profit Together
By partnering with us, you also share in our success. We're a cooperative, so "We Put Our Profits in Your Pockets©". Curious about how much you can get back through our patronage program? Use our calculator to estimate your potential annual distribution payment.
Patronage is based on yearly Board approval and is not guaranteed.
Calculate Your Patronage Distribution
Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE
After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE
This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE
*This estimate is used for the general pool only. Results based on a term year average of 20%. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.