Home and Construction Loans
Specializing in financing homes with acreage
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Home Purchases with AgSouth Mortgages
AgSouth Mortgages, a division of AgSouth Farm Credit, makes loans for:
- Homes with Acreage - This is our specialty. Other lenders may have stricter regulations on home and acreage bundles. For example, some lenders may only be to bundle up to 5-10 acres. AgSouth can normally accommodate larger acreage (some restrictions do apply).
- Conventional Home Loans in Town & in the Country
- 97% financing for first-time home buyers
- USDA & VA Loans
- Vacation Properties
- Investment Properties
- Refinance
Construction-to-Permanent (C2P) Loans
Finance your land, construction, and permanent mortgage with one loan saving you money on closing costs.
- As low as 5% down payment
- Out in the country or within city limits
- Options for barndominiums, manufactured/modular homes, second homes, and homes exceeding the moderately priced dwelling limit.
- Up to 12 months of construction time
- Fixed rate during construction. Lock in permanent rate within 60 days of completion.
Ready To Get Started?
Frequently Asked Questions
- Can you finance a barndominium?
Yes, we finance these homes under the same guidelines of a traditional stick built home.
- Do you have to approve my builder?
No, but we do have a builder contract approval process. and we require them to be licensed in the state in which they are building.
- Can I build my own house?
Self builds/owner general contractors are not accepted in our program.
- I'm self employed, can I get a C2P?
Yes, additional financials will be needed.
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Contact Us to Start Your Loan
Our mortgage lenders are local, serving 147 counties in South Carolina, North Carolina, and Georgia. If you are ready to start your loan application, please contact us today.