Land Loans

Large and small acreage, farmland, timberland, and recreational land.

Country Looks Good On You

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Whether you want to buy land to build your dream home, place a deer stand, or build a hobby farm – AgSouth can finance your land loan. Our local loan officers specialize in financing rural America. We understand the ins and outs of financing land in the country. Focus on all the exciting plans you have for your new property and let us take care of the rest.

We make loans for large or small acreage, recreational land, timberland and farmland.

  • No maximum acreage limitation
  • Up to 85% financing (75% on lot loans)
  • Competitive, fixed rates up to 20 years (15 years on lot loans)
  • No prepayment penalties

Buying Land to Build?

AgSouth has multiple home construction options if you plan to build after you purchase your land. We offer construction to permanent through our home loan division, AgSouth Mortgages, as well as custom home construction options for farm families through AgSouth Farm Credit.

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This is an estimate of loan payment. Actual payment amount may vary depending on interest rate, closing date, and other factors.

How to Buy Land

If you want a quick run down on the land buying process, enter your email and we'll send you a guide along with more valuable information to your inbox.
Understanding Land Loans
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Life in the Country
The Alexander family dreamed of a quiet life where they had plenty of land to hunt, fish, and play. After buying 50 acres with AgSouth, they shifted their focus to building their dream home. We sat down with them to hear their story and advice on anyone wanting to buy land in the country.

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Get in Touch with a Local Lender