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Due to inclement weather, our Jefferson and Sparta, NC branches are closing early today, February 6th, at 2:45pm and 3:00pm, respectively, for the safety of our members and employees. If you need to reach a loan officer, please contact them directly or call 844.AGSOUTH.

Last Updated: 2/6/26 2:45pm

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Land Loan FAQs: Why are Land Loan Rates Higher Than Home Mortgages?

Land Loan interest rates are higher than home mortgage rates. Ever wonder why? We go over the answer and more on our blog.
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Land Loan FAQs: What are Your Land Loan Options?

What kind of land loans do we offer and what sets us apart from our competition? We offer long term fixed rate land loans.
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Land Loan FAQs: What are Current Interest Rates?

In our latest AgSouth blog post, we discuss one of our most frequently-asked questions: What are current interest rates?
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Land Loans: Forming Legal Business Entities to Purchase Land

If you're thinking of forming a business entity to buy land, we've compiled a comparison list to help you decide.
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Spotlight: Carmen Huffman

Growing up on a tobacco farm and vegetable garden, Carmen Huffman knew that she wanted to stay and work on her family farm in Iredell County.
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Spotlight: Bonnie Griffin

In 2008, Bonnie Griffin decided to take the biggest risk of her life and leave her teaching position to purchase a piece of property 30 minutes outside of Charlotte, NC.
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Land Loans: Understanding Closing Costs

Land Loans: Understanding Closing Costs

Whether you’re new to borrowing or just need a refresh on closing costs, you may want to know what to expect throughout the process. We're here to help!
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Buying Timberland: Cash or Finance?

The Farm Credit Assocations of Georgia discuss the pros and cons of paying cash or financing your next big timber purchase.
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Land Loans: How to Do a Balance Sheet

We explain the why and how behind filling out a balance sheet when getting a land loan. Article includes a balance sheet template.
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5 Tips for Making the Most of Your Rural Land Investment

5 Tips for Making the Most of Your Rural Land Investment

Here are 5 things you should be doing as you consider buying a piece of rural land for investment purposes or other future plans.
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Land Loans: Why Do I Need Flood Insurance?

Who determines if you need flood insurance and what kind of structures are required to be covered? We discuss this and more.
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Land Loans: FAQ on Getting Pre-qualified

Land Loans: FAQ on Getting Pre-qualified: We answer all of your frequently asked questions on getting pre-qualified including benefits, what's on the form, and the difference between a pre-qualification and an application.
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Pasture to Pantry Operation in Walterboro, South Carolina

Learn how this SC couple adapted their childhood farm dream in the midst of disaster and how they continue to welcome change in their organic farming operation.
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5 Expert Tips for a Smooth Mortgage Approval

Want to make sure your loan gets approved without a snag? Check out this article of tips and best practices when it comes to applying for your home loan from start to close!
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Home Loans: FAQ on Getting Pre-Qualified

We answer all of your frequently asked questions on getting pre-qualified including benefits, what's on the form, and the difference between a pre-qualification and an application.
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