Land Loans

Competitive land loans up to 20 years

Looking to buy land?

Whether you’re looking to raise your crops, your family, or have room to play, let our experienced lending team create the right land loan for you.

We make loans for:

  • Large Acreage Tracts

  • Timberland

  • Hunting & Recreational Tracts

  • Farmland

  • Land Improvements

  • Construction

  • Small acreage and residential lots

Refinance your existing loan. Call a loan officer to lock in a long-term, fixed rate!

Benefits of financing through AgSouth:

  • Financing up to 20 years (15 years for lot loans)

  • Competitive rates and terms

  • Up to 85% financing

  • Lending staff specializing in land and timber financing

  • Share in our profits

Buying land for the first time? Make sure you know these Top 5 Best Practices. 


Land Loan Payment Calculator

This land loan calculator computes monthly payments & the total interest based on the purchase price, a minimum down payment of 15%, interest rate and number of monthly payments


*This is an estimate of loan payment. Actual payment amount may vary depending on interest rate, closing date, and other factors.

The Farm Credit advantage: we share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us. Want more info?

Calculate how much you could get back.
Your estimated Patronage Distribution:


Which effectively lowers your total interest cost for the first year of your loan from $8,000 to:


This effectively lowers your interest rate from % to:


Contact your local, trusted financial partner in the land, farm, and home buying process.