Is farming your passion?
We are proud to support your passion and commitment to providing food and fiber to families across America.
We make loans for:
- Operating Lines of Credit
We offer loans with revolving and annual lines of credit for all of your day-to-day operational costs — fertilizer, seed, labor and more. Repayment schedules are flexible and can be tailored to coincide with your crop or livestock sales.
- Equipment Loans
We make equipment loans for:
- Pivots & Irrigation Systems
- Fleet Trucks
- Specialty Equipment (cotton picker, sprayer, spreader truck, etc.)
Ask your local equipment dealer about quick and easy financing options through Farm Credit EXPRESS.
- Farm Land Loans
Whether you are looking to purchase or refinance land we offer competitive, long term fixed-rates. See our Land Loans page for more information on getting a farm land loan.
We are specialists in financing livestock operations including: poultry, beef cattle, dairy and more. Repayment schedules can be tailored to coincide with your income schedule and operation's cash flow.
- Farm Improvements
Whether you need to replace an old barn, put up fences, build a stable or install an irrigation system throughout your property, AgSouth Farm Credit is here to help finance all of your farm improvement needs.
- Timber & Sawmill Operations
We understand what it takes to finance your investment in timber land. We have a staff who specializes in the industry. We have financing options for:
- Purchasing timberland or standing timber
- Buying sawmill equipment
- Purchasing machinery, vehicles, and equipment
- Making timberland improvements and reforestation
We provide loans for:
- Farm Services & Supply
- Hauling Services for Ag Products
- Cotton Gins & Peanut Shellers
- Pellet Mills & Saw Mills
- Meat Processing
- Storage/Custom Services for Ag Products
- Marketing & Processing
Benefits of financing with AgSouth:
- Loans structured to your needs
- Flexible repayment plans
- Lending staff specialized in financing agriculture
- Share in our profits
Should you lease or buy?
Are your crops protected?
Let our full-time crop insurance agents answer all of your questions and build a policy to meet your operation's needs.
Farm Financial Education
Check out our yearly AGAware® Workshops aimed at giving farmers the tools they need to make informed farming decisions.
Short on time? Bookmark our farm financial blogs and read when you can! Includes a downloadable Farm Health Assessment Worksheet, Balance Sheet and Income Statement.
Farm Finance Blog Posts
How to Complete a Balance Sheet That Will Wow Lenders
Step 2: Watch Your 20 Minute Guide to Completing a Farm Balance Sheet