Farm Loans & Services

Loans tailored to agriculture

Is Farming Your Passion?

We are proud to support your passion and commitment to providing food and fiber to families across America.

We make agricultural loans for:

Operating Lines of Credit

We offer loans with revolving and annual lines of credit for all of your day-to-day operational costs — fertilizer, seed, labor and more. Repayment schedules are flexible and can be tailored to coincide with your crop or livestock sales.

Equipment Loans

We make equipment loans for:

  • Tractors
  • Pivots & Irrigation Systems
  • Fleet Trucks
  • Implements
  • Specialty Equipment (cotton picker, sprayer, spreader truck, etc.)

Ask your local equipment dealer about quick and easy financing options through Farm Credit EXPRESS.

Farm Land Loans

Whether you are looking to purchase or refinance land we offer competitive, long term fixed-rates. See our Land Loans page for more information on getting a farm land loan.


We are specialists in financing livestock operations including: poultry, beef cattle, dairy and more. Repayment schedules can be tailored to coincide with your income schedule and operation's cash flow.

Farm Improvements

Whether you need to replace an old barn, put up fences, build a stable or install an irrigation system throughout your property, AgSouth Farm Credit is here to help finance all of your farm improvement needs.

Timber & Sawmill Operations

We understand what it takes to finance your investment in timber land. We have a staff who specializes in the industry. We have financing options for:

  • Purchasing timberland or standing timber
  • Buying sawmill equipment
  • Purchasing machinery, vehicles, and equipment
  • Making timberland improvements and reforestation

We provide loans for:

  • Farm Services & Supply
  • Hauling Services for Ag Products
  • Cotton Gins & Peanut Shellers
  • Pellet Mills & Saw Mills
  • Meat Processing
  • Storage/Custom Services for Ag Products
  • Marketing & Processing

Benefits of Financing with AgSouth:

  • Loans structured to your needs
  • Flexible repayment plans
  • Lending staff specialized in financing agriculture
  • Share in our profits with our Patronage Program. 


Read: What You Need to Know About Farm Loans

Agaware logo

Farm Finance Workshops

AGAware® is a national award-winning program designed to promote and educate the next generation of young, beginning and small farmers. In this all day workshop, you'll gain tools to help you make better farm decisions. Click below for workshop dates. 

Learn More


  • A young farmer is 35 years of age or younger
  • A beginning farmer has 10 or fewer years of farming, ranching or aquatic agricultural experience
  • A small farmer generates less than $350,000 in annual gross agricultural or aquatic sales 

*As of the date the loan is originally made

Loans for Young, Beginning or Small Farmers


AgSouth Farm Credit has a strong commitment to assisting young, beginning, and small (YBS) farmers with their financing needs.

We have been working with farmers for more than a century and understand the many difficulties involved in beginning a new farm operation, transferring an existing operation or expanding into new commodities or territories.

Our loan officers will be glad to review your situation and give you expert advice on the financial options that will best meet your needs.

How to Complete a Balance Sheet That Will Wow Lenders


Step 2: Watch Your 20 Minute Guide to Completing a Farm Balance Sheet 


Contact Us