STATESVILLE, NC – The AgSouth Farm Credit –Growing Our Communities grant application period recently opened. This grant will be a combination of Carolina Farm Credit’s previous program, Corporate Mission Fund, and AgSouth Farm Credit’s Think Outside the Store Farmers Market Grant program.
Land ownership becomes more and more attractive for some people. Finding the property and making it your own can sometimes pose challenges, however. We go over common property details and how it might affect your land loan when you’re searching for that perfect piece of land. We talk about land surveys, water tests, zoning requirements, and more.
So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
Wanda Harris, a land loan officer with AgSouth Farm Credit and Taylor Jones, a home loan originator of AgSouth Mortgages, share some important considerations for those who have found land or are searching for land on which to build a home. They want you to know about your options so you can make the best decision for you and your family.
What is your credit score made up of? we go over credit score factors, how much each factor attributes to your overall score, and tips you can use to ensure you have a healthy credit score for years to come.
STATESVILLE, NC (April 3, 2023) – AgSouth Farm Credit Chairman of the Board, Frank Ables, announced the results of the stockholder vote on the Merger of AgSouth Farm Credit, ACA (“AgSouth”) with Carolina Farm Credit, ACA (“Carolina”).
Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
If you’re looking to obtain financing for your farming operation, no matter how big or small, you’ll need a business plan. Writing a business plan from scratch can be overwhelming. This article goes over what you will need to do before you start writing your business plan that will make the writing process go much more smoothly.
Whether you’re an experienced, young, beginning, or small farmer, chances are you’re going to need some level of financing during your career. We've compiled the best advice from our most experience agricultural lenders.
The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
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