Blog

Buying Land to Build a Home Part 2 AgSouth

Buying Land to Build a Home: Important Tips from Loan Officers Part 2

Wanda Harris, a land loan officer with AgSouth Farm Credit and Taylor Jones, a home loan originator of AgSouth Mortgages, share some important considerations for those who have found land or are searching for land on which to build a home. They want you to know about your options so you can make the best decision for you and your family.
Read Full Article
How Certain Property Details Might Impact Your Land Loan AgSouth

How Certain Property Details Might Impact Your Land Loan

Land ownership becomes more and more attractive for some people. Finding the property and making it your own can sometimes pose challenges, however. We go over common property details and how it might affect your land loan when you’re searching for that perfect piece of land. We talk about land surveys, water tests, zoning requirements, and more.
Read Full Article
The Anatomy of a Credit Score AgSouth Farm Credit

The Anatomy of a Credit Score: What Really Matters

What is your credit score made up of? we go over credit score factors, how much each factor attributes to your overall score, and tips you can use to ensure you have a healthy credit score for years to come. 
Read Full Article
April 3 2023 Voting Results Announced in Merger of AgSouth Farm Credit and Carolina Farm Credit

Results of Stockholders Vote Announced in Merger of AgSouth Farm Credit and Carolina Farm Credit

4/3/2023
STATESVILLE, NC (April 3, 2023) – AgSouth Farm Credit Chairman of the Board, Frank Ables, announced the results of the stockholder vote on the Merger of AgSouth Farm Credit, ACA (“AgSouth”) with Carolina Farm Credit, ACA (“Carolina”).
Read Full Article
8 Pieces of Advice for Farmers from Local Crop Insurance Agents

8 Pieces of Advice for Farmers from Local Crop Insurance Agents

Whether you’re an experienced, young, beginning, or small farmer, crop insurance is an important part of any farming operation. While crop insurance policies and premiums are regulated at the national

Read Full Article

Financing a Barndominium in Six Steps

Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
Read Full Article
Farmer writing on paper with haybale in background

Do You Want to Write a Business Plan? Do These 4 Things First.

If you’re looking to obtain financing for your farming operation, no matter how big or small, you’ll need a business plan. Writing a business plan from scratch can be overwhelming. This article goes over what you will need to do before you start writing your business plan that will make the writing process go much more smoothly.
Read Full Article
4 Tips to Keep Country Dogs Safe Picture of Dog Laying on Ground

Own a Country Dog? Keep Them Safe With These 4 Veterinary Approved Tips

There is nothing better than watching your dog be a dog! But all that space to roam can come with an increased risk of injury. Here are 4 veterinary approved tips to keep your country canine safe
Read Full Article
Farm Loans: 9 Pieces of Advice for Farmers from Experienced Agriculture Lenders

Farm Loans: 9 Pieces of Advice for Farmers from Experienced Agriculture Lenders

Whether you’re an experienced, young, beginning, or small farmer, chances are you’re going to need some level of financing during your career. We've compiled the best advice from our most experience agricultural lenders.
Read Full Article
Female farmer standing in greenhouse

4 Inspiring Lessons From a Greenhouse Farmer

Kaye Usher embodies a true woman in agriculture – tough, hard-working, determined, passionate, and faithful. Read 4 inspiring lessons you can learn from this greenhouse farmer.
Read Full Article
Counting money and planning calendar

What is a Good Debt to Income Ratio and How to Calculate Yours

The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
Read Full Article

Plan the Future of Your Farm

Most successful businesses have a succession plan. What is yours?
Read Full Article
Construction to Permanent FAQs

The Best Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
Read Full Article
Increase Your Home Value Now with These Top 5 Upgrades

Increase Your Home Value Now with These Top 5 Upgrades

Wonder what improvements can add the most value to your home? We talked with a certified general appraiser to discuss the best (and smartest) upgrades you can make to your home that add value. 
Read Full Article

4 Ways Your Local Extension Agent Can Help You

Most people have heard of Extension, but may not know what services are offered and who can benefit from them. Extension Agents have been serving rural communities for over a hundred years, and their work is just as important now as it was then. Learn how you can use your local extension agent.
Read Full Article