One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
J.W. Yonce and Sons, more commonly known as Big Smile Premium Peaches, has been in business for over 90 years. Chris Yonce and his cousin, Josh, are the fourth generation to run the peach farm located in Johnston, South Carolina. Chris is an AgSouth Farm Credit customer that utilizes multiple loan services, including Crop Insurance.
Statesville, NC.: (October 30, 2024): AgSouth Farm Credit Regional Lending Manager Jody Smith has announced that he is excited to Judd Price at AgSouth as the newest Loan Officer in the Roxboro, NC branch office.
When it comes to farming, every moment counts. For farmers like Jeffrey Crotts, who owns Knob Creek Orchards, Inc., in Toluca, North Carolina, time is money. With 287 acres of apples, peaches, strawberries, and blackberries to manage, Crotts understands the critical importance of efficiency, especially during harvest season when the window for picking fruits like strawberries and blackberries is incredibly narrow. The right farm equipment is essential not just for efficiency, but for ensuring the quality of the harvest and, ultimately, the profitability of the farm.
STATESVILLE, NC (October 18, 2024) – AgSouth Farm Credit CEO Vance Dalton announced the winners of the 2024 Board of Director and Nominating Committee Election.
AgSouth Farm Credit is a member-owned cooperative and relies on their members to help build the leadership that serves them. This year’s Annual Meeting was held on September 4, 2024, in Braselton, Georgia.
Statesville, NC (October 2, 2024): Hurricane Helene caused overwhelming devastation in portions of AgSouth’s region of Georgia, North Carolina, and South Carolina. In the wake of damage from Hurricane Helene across our footprint, AgSouth will be making an early payment of 2024 funds to stockholders in the amount of $30 million.
Learn how third-generation farmer Danny O'Steen shares his passion with his son, and how they plan to continue being successful for generations to come.
Statesville, N.C. (September 11, 2024): AgSouth Farm Credit is pleased to announce the appointment of Austin Cathcart as the newest Loan Officer at our Camden, SC branch office. Spencer Floyd, Regional Lending Manager, expressed his excitement over Austin’s arrival, highlighting the valuable expertise and fresh perspective he brings to the team.
Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these ten questions before you make your offer!
Statesville, N.C. (August 28, 2024): AgSouth Farm Credit is thrilled to announce the addition of Collin Springer as a Loan Officer serving the Kershaw, Fairfield, and Richland counties.
Each summer, AgSouth welcomes a group of students to our organization where they are presented with the opportunity to immerse themselves in the Farm Credit culture. The AgSouth Internship Program allows our association to educate and develop the skills of young professionals through hands-on experience catering to each of the intern’s relevant interests. In turn, this internship provides the Association with tremendous value, bringing in fresh knowledge and ideas.
When shopping rates for land loans, be sure you are comparing apples to apples. Knowing the term is just important as knowing the rate. 8% of a 20 year term with a 3 year balloon is different than a 8.5% fixed rate on a 20 year term. Which is better?
Statesville, N.C. (August 12, 2024): AgSouth Farm Credit Regional Lending Manager Mark Robertson has announced that he is excited to have Sawyer Davis at AgSouth as the newest Loan Officer in the Statesville, NC branch office.
Timber growers play a crucial role in sustaining our environment and economy. Whether you’re a seasoned forester or just starting out, navigating the complexities of timber management requires careful planning and strategic decision-making to protect your investment. Here are six valuable pieces of advice to help you optimize your timber growing venture.
