Blog

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Understanding Farm Financials Part 1

Whether you’re coming back to the family farm or starting up your own operation, understanding the business side of farming can be hard.
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Farm Credit Hosts FFA Ag Mechanics Contest at Sunbelt Expo and Announces Winners

Farm Credit Hosts FFA Ag Mechanics Contest at Sunbelt Expo

Students from FFA chapters across the state of Georgia had the opportunity to enter and exhibit their wood and metal projects at the Sunbelt Ag Expo in Moultrie, Georgia during the week of October 17-19. The impressive projects are built by middle and high school FFA members and are judged based on quality of work, precision, attention to detail, and difficulty. Projects are divided into four categories: Large Wood, Large Metal, Small Wood, and Small Metal. The Grand Champion and Reserve Champion projects are featured with their winning ribbon throughout the Expo, and students are awarded a cash prize.
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If you’re a cattle producer, buying crop insurance may not be something of which you think you qualify. 3 Benefits of Livestock Risk Protection for your cattle operation are: Your premium can be due AFTER you go to market; There is no minimum number of heads insured; and, Having insurance looks more favorable to lenders.

Protect Your Cattle: 3 Benefits of Having Livestock Risk Protection

If you’re a cattle producer, buying crop insurance may not be something of which you think you qualify. 3 Benefits of Livestock Risk Protection for your cattle operation are: Your premium can be due AFTER you go to market; There is no minimum number of heads insured; and, Having insurance looks more favorable to lenders.
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Get Your Farm Finances on Course. FREE Workshop! Space is limited.

Get Your Farm Finances on Course with AGAware®

6/1/2023
Farming today truly is a business, and requires knowledge not just of how to grow crops and raise livestock, but also how to manage both finances and risk.  
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April 3 2023 Voting Results Announced in Merger of AgSouth Farm Credit and Carolina Farm Credit

Results of Stockholders Vote Announced in Merger of AgSouth Farm Credit and Carolina Farm Credit

4/3/2023
STATESVILLE, NC (April 3, 2023) – AgSouth Farm Credit Chairman of the Board, Frank Ables, announced the results of the stockholder vote on the Merger of AgSouth Farm Credit, ACA (“AgSouth”) with Carolina Farm Credit, ACA (“Carolina”).
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8 Pieces of Advice for Farmers from Local Crop Insurance Agents

8 Pieces of Advice for Farmers from Local Crop Insurance Agents

Whether you’re an experienced, young, beginning, or small farmer, crop insurance is an important part of any farming operation. While crop insurance policies and premiums are regulated at the national

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Financing a Barndominium in Six Steps

Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
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Do You Want to Write a Business Plan? Do These 4 Things First.

If you’re looking to obtain financing for your farming operation, no matter how big or small, you’ll need a business plan. Writing a business plan from scratch can be overwhelming. This article goes over what you will need to do before you start writing your business plan that will make the writing process go much more smoothly.
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Farm Loans: 9 Pieces of Advice for Farmers from Experienced Agriculture Lenders

Farm Loans: 9 Pieces of Advice for Farmers from Experienced Agriculture Lenders

Whether you’re an experienced, young, beginning, or small farmer, chances are you’re going to need some level of financing during your career. We've compiled the best advice from our most experience agricultural lenders.
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Female farmer standing in greenhouse

4 Inspiring Lessons From a Greenhouse Farmer

Kaye Usher embodies a true woman in agriculture – tough, hard-working, determined, passionate, and faithful. Read 4 inspiring lessons you can learn from this greenhouse farmer.
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Counting money and planning calendar

What is a Good Debt to Income Ratio and How to Calculate Yours

The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
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Increase Your Home Value Now with These Top 5 Upgrades

Increase Your Home Value Now with These Top 5 Upgrades

Wonder what improvements can add the most value to your home? We talked with a certified general appraiser to discuss the best (and smartest) upgrades you can make to your home that add value. 
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4 Ways Your Local Extension Agent Can Help You

Most people have heard of Extension, but may not know what services are offered and who can benefit from them. Extension Agents have been serving rural communities for over a hundred years, and their work is just as important now as it was then. Learn how you can use your local extension agent.
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Spotlight: Appalachian Christmas Mountain

Christmas is a year-round effort at Appalachian Christmas Mountain (ACM), where four partners have joined forces in a 100-acre Christmas tree farm.
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Spotlight: Hickory Nut Gap Farm

When 4th generation farmer Jamie Ager walks his pastures, he’s literally stepping in his forefathers’ footsteps on land his family has owned since 1916. That’s a strong incentive to maintain and

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