Patronage Program

Sharing profits with our members

As a cooperative, AgSouth is owned by our members. As a member, you own stock in our company and share in our profits each year.

AgSouth Farm Credit patronage refund history

We have a strong history of being able to send cash-back payments to our members, and have done so consecutively since 1988.

Fiscal Year  Total Distribution Cash Allocated Surplus Surplus Distributed % of Interest Earned
1988-2009 $365,182,377 $109,743,595 $255,438,782 $255,438,782 24.71%
2010 $25,901,273 $7,770,382 $18,130,891 $18,130,891 25.25%
2011 $27,482,328 $8,244,698 $19,237,630 $19,237,630 26.97%
2012 $27,284,560 $8,185,368 $19,099,192 $19,099,192 28.01%
2013 $28,875,377 $8,662,613 $20,212,764   29.30%
2014 $29,465,972 $8,839,791 $20,626,181   31.41%
2015 $26,454,596 $7,936,379 $18,518,217   27.52%
2016 $27,892,703 $8,367,811 $19,524,892   28.27%
2017 $31,709,492 $9,512,848 $22,196,644   30.88%
Total $590,248,678 $177,263,485 $412,985,193 $311,906,495 28.04%
(Average since 1988)
 

Since 1988, AgSouth has returned more than $489,169,980 in cash and allocated surplus!”

*For the years 1988-2009, amounts shown are on a consolidated basis for comparative purposes. Due to various mergers during this period, the actual interest earned percentages differ from the consolidated percentages reflected. Patronage distribution is subject to board approval and is not guaranteed or implied.

Patronage economic impact

See how patronage cash-back profits made an economic impact in your area this year.

Georgia South Carolina
Baxley: $1,164,021 Aiken: $599,052
Blackshear: $1,561,910 Allendale: $893,916
Carrollton: $734,958 Anderson: $1,959,806
Douglas: $2,014,685 Batesburg: $1,763,267
Greenville: $1,362,885 Camden: $869,775
Griffin: $473,856 Laurens: $1,824,726
Jesup: $502,490 Orangeburg: $1,192,323
Madison: $2,720,161 Rock Hill: $1,388,857
Statesboro: $2,030,959 Spartanburg: $1,228,096
Sylvania: $497,679 St. Matthews: $352,547
Thomaston: $984,272 Summerville: $1,079,512
Vidalia: $959,952 Walterboro: $826,476

Patronage FAQ

Do you have questions about patronage refunds? Get answers to the most commonly asked questions here:

How can I find out more about my allocated surplus?
How do patronage refunds benefit AgSouth Farm Credit as an Association?
How do patronage refunds benefit AgSouth Farm Credit customers?
How is my patronage refund issued?
What is a patronage refund?
What is allocated surplus?
What is the bottom line on patronage refunds?
Why can’t I receive all of the patronage refund in cash at one time?

Contact your local, trusted financial partner in the land, farm, and home buying process.