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Answers to Your Construction to Permanent Loan Questions

Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
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Understand the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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Couple smiling looking at computer

Understanding the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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10 Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these 10 questions before you make your offer!
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Ten Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these 10 questions before you make your offer!
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Members, Russ and Carra Goodman, standing in front of The Great American Cobbler Company posters.

Spotlight: The Great American Cobbler Company

4/15/2024
There is something deeply comforting about a fresh, warm cobbler from the oven. An iconic American dessert that reminds us of home. For Russ Goodman and his family, cobbler isn’t just a comfort food; it represents the reward from years of hard work and weathered storms on his farming operation and embodies his passion for serving and promoting the American farmer.
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Red barn in a green field with a sunset. Text overlay welcomes Loan Officer Thomas James to AgSouth.

AgSouth Welcomes Thomas James as Griffin Loan Officer

4/12/2024
Griffin, GA.: (April 4, 2024): AgSouth Farm Credit Regional Lending Manager Clark David has announced that he is excited to have Thomas James back at AgSouth as a Loan Officer in the Griffin, GA branch office.
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AgSouth Farm Credit CEO Vance Dalton has announced that the Association’s patronage will be an all-cash distribution of $56 million from AgSouth’s 2023 profits.  This distribution will arrive in members’ mailboxes or bank accounts during April.

$56 Million Distributed to AgSouth Members Through Patronage Program

4/3/2024
Statesville, NC (April 3, 2024) – AgSouth Farm Credit CEO Vance Dalton has announced that the Association’s patronage will be an all-cash distribution of $56 million from AgSouth’s 2023 profits. This distribution will arrive in members’ mailboxes or bank accounts during April.
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Fifth-generation farmers Jacob and Emily Nolan operate 1,700 acres of row crops on their family farm in Screven, Georgia. Jacob and Emily established Spring Fever Farms in 2005, building it from the ground up. They have since expanded the operation to include pecans, satsumas, strawberries and other commodities.

Spotlight: Spring Fever Farms

Fifth-generation farmers Jacob and Emily Nolan operate 1,700 acres of row crops on their family farm in Screven, Georgia. Jacob and Emily established Spring Fever Farms in 2005, building it from the ground up. They have since expanded the operation to include pecans, satsumas, strawberries and other commodities.
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Innovative Young Farmer & Excellence in Ag Awards Presented by Farm Credit Associations of North Carolina

Innovative Young Farmer & Excellence in Ag Awards Presented by Farm Credit Associations of North Carolina

3/7/2024
The Farm Credit Associations of NC, AgCarolina Farm Credit and AgSouth Farm Credit, announce the 2024 Innovative Young Farmer of the Year and Excellent in Agriculture award recipients. Both award recipients were recognized last month, at the recent NC Tobacco Farm Life Museum, Breakfast with the Commissioner.
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Man in hat tending to the fields

Water Irrigation and Agriculture

We interviewed two Georgia farmers about how they use water and answer commonly asked questions about the environment & more.
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The Farm Credit Associations of North Carolina Raise $90,000 for NC 4-H and FFA

The Farm Credit Associations of North Carolina Raise $90,000 for NC 4-H and FFA

3/7/2024
The Farm Credit Associations of NC, AgCarolina Farm Credit and AgSouth Farm Credit, announce the fundraising results of $90,000 from the 2023 Pull for Youth sporting clays events. These events benefit NC 4-H and NC FFA. This year marked the seventh annual Pull for Youth event.
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6 Things to Know Before You Build Your Dream Home

6 Things to Know Before You Build Your Dream Home

If you're ready to build your dream home, check out these 6 things you should know before you get started.
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AgSouth Farm Credit Lending Marketing Manager Will Johnson has announced that he is excited to have Ansley Rast Turnblad as a Marketing Specialist providing marketing support for all of AgSouth’s South Carolina branches.

AgSouth Welcomes Ansley Turnblad as Marketing Specialist

2/26/2024
Orangeburg, SC.: (February 26, 2024): AgSouth Farm Credit Lending Marketing Manager Will Johnson has announced that he is excited to have Ansley Rast Turnblad as a Marketing Specialist providing marketing support for all of AgSouth’s South Carolina branches.
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AgSouth Farm Credit Home Loan Origination Manager Michael Hamrick has announced that Rylie Quinn has joined AgSouth Mortgages as the newest Home Loan Officer in the Vidalia, Georgia branch office.

AgSouth Welcomes Rylie Quinn as Vidalia Home Loan Officer

2/9/2024
Vidalia, GA (February 9, 2024): AgSouth Farm Credit Home Loan Origination Manager Michael Hamrick has announced that Rylie Quinn has joined AgSouth Mortgages as the newest Home Loan Officer in the Vidalia, Georgia branch office.
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