Blog

Learn how to read and build a farm income statement by understanding income, expenses, gross margin, fixed costs, and net farm income to measure profitability.

This month we are partnering with Crosby Land Company to highlight four properties for sale in Georgia. If you are interested in being featured in our monthly Property Highlight blog, please contact info@agsouthfc.com.

In the heart of Ridge Spring, South Carolina where the soil is rich and the community even richer, Yon Family Farms stretches across hundreds of acres of pasture, promise, and pecan trees. More than a cattle operation, more than a business, it’s a family legacy, a living example of what can grow when faith, hard work, and love of the land come together.

In deep South Georgia, the Sanders Honey Company has been crafting more than just honey - they’ve been nurturing a legacy. What began as a modest family endeavor has blossomed into a beloved community cornerstone, where every jar tells a story of hard work, determined drive, and desire for community.

Managing a farm involves more than just planting crops and raising livestock. To ensure long-term success, it's crucial to understand the financial health of your operation. One of the most important tools for this is the balance sheet.

This month we are partnering with Metcalf Land Company to highlight five properties for sale in South Carolina including Pickens, Spartanburg, Abbeville and Laurens County. Founded in 1971, Metcalf Land Company, Inc. is a family-owned business located in Spartanburg, South Carolina specializing in land brokerage across Upstate South Carolina.

STATESVILLE, NC (October 14, 2025) – AgSouth Farm Credit CEO Chad Puryear announced the winners of the 2025 Board of Director and Nominating Committee Election. AgSouth Farm Credit is a member-owned cooperative and relies on its members to help build the leadership that serves them. Open Director seats and the Nominating Committee are voted for by eligible stockholders during the Annual Meeting. This year’s Annual Meeting was held on August 27, 2025, in Charleston, South Carolina.

Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.

Thinking about building a home? Discover lessons learned from real AgSouth Mortgages customers on budgeting, builders, and the construction-to-permanent loan process.

Learn practical marketing strategies for direct-to-consumer farms. From farmers markets to email and social media, discover how to attract loyal customers and grow sales.

Fletcher, NC: (September 4, 2025): AgSouth Farm Credit Crop Insurance Manager Sandra Meeks has announced that she is excited to have Liz Taylor at AgSouth as the newest Crop Insurance agent in the Fletcher, NC branch office. With a strong background in insurance and a deep-rooted passion for serving the agricultural community, Liz brings both experience and heart to her new role.

This month we are partnering with Crosby Land Company to highlight three properties for sale in South Carolina and two in Georgia. Crosby Land Company, Inc. is a full-service real estate brokerage with an unparalleled passion for land.

The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.

One of the chief financial benefits of doing business with a cooperative is that, as a member, you share in the cooperative’s profits. At AgSouth, we call this profit sharing program “patronage.” And the profits distributed through our patronage program are significant.

Buying a home is one of life’s biggest milestones—and one of its most detailed processes. Between gathering paperwork, comparing loan options, and scheduling inspections, it’s easy to feel overwhelmed. That’s why AgSouth Mortgages is here to make things easier. We created this Home Loan Checklist to help you feel prepared and confident from day one. Whether you’re purchasing a home, refinancing, or building something brand new, having your documentation in order can keep things moving smoothly and help you avoid last-minute delays.