AgStrong: Financing the Future of Farming

Financing Solutions for the Next Generation of Farmers

Flexible Loans for Young, Beginning, and Small Farmers

Farming is more than a job, it’s a way of life. But starting or growing a farm comes with real challenges. Whether you’re launching a part-time operation, expanding your family’s legacy, or buying land for the first time, AgSouth Farm Credit offers tailored financing solutions to help you grow strong from the ground up.

AgStrong: Flexible loans for young, beginning and small farmers.

What is AgStrong?

We believe in investing in you - the future of agriculture. The AgStrong loan program offers accessible financial solutions, resources, and support to young, beginning, and small famers and ranchers to start and expand their farming operations. Loan examples could include:

  • Operating expenses
  • Land purchases
  • Livestock
  • Equipment Purchase and Repair
  • Farm Improvements
  • Greenhouses
  • Agribusiness

Let's Talk About Your Future

Do You Qualify?

You may be eligible if you meet any of the following:

  • Young farmer: 35 years old or younger
  • Beginning farmer: 10 years or less farming experience
  • Small farmer: Less than $350,000 in annual gross ag sales
  • Youth: 4-H or FFA member between 10–17 years old. (See Youth qualifications below.)

Program Benefits

Potential benefits based on eligibility and specific circumstances may include: 

  • Competitive interest rates
  • Reduced or waived loan fees
  • Flexible underwriting
  • Down payment assistance
  • FSA partnership on qualified loans
  • Specialized ag lenders who understand your goals
  • Patronage Program —get a portion of our profits back

Grow Your Skills: Free Financial Education

We want your farm to thrive—not just survive. AgSouth believes in encouraging the development of strong business and management skills that support long-term success.

  • AGAware® Workshops: Hands-on farm finance education including balance sheets, budgeting, risk management and more.
  • AgBiz® Programs: Online courses + in-person conference through Farm Credit University.
  • On-Demand Tools: Financial spreadsheet templates, Business plan outlines, AgBizInfo resource hub

Youth Ag Loans (Ages 10–17)

Got a project through 4-H or FFA? You may qualify for a youth ag loan to help fund:

  • Livestock or breeder animals
  • Farm tools and equipment
  • Feed or operating costs
  • Farm structures or improvements

Requirements:

  • Active 4-H or FFA member
  • Parent or guardian co-signer
  • Project must be income-producing
  • Submit: Application, Farm Plan, Balance Sheet, Income Statement, ID

Eligibility and specific circumstances may provide benefits like flexible underwriting standards, competitive interest rate and reduced or waived fees.

Let's Talk About Your Farm's Future