The Lender Rural Communities Recommend the Most

LOANS FOR LAND, FARMS AND HOMES.

Our Passion is to Grow Farmers, Families, and Rural Communities

For over a century, AgSouth has helped over 25,000 customers across Georgia, North Carolina, and South Carolina buy land, build homes, expand farms, and grow rural businesses. Your loan officers live and work in the same counties you do. We're trusted because we're local and specialize in rural and farm financing. Explore success stories, see where we lend, and discover how a cooperative puts you first.

Start Living Country Find a Location

We make loans for:

  • Large and small acreage
  • Farm business loans
  • Farm operating lines
  • Farm equipment
  • Lot loans
  • Home purchase and construction
  • Crop insurance
  • Leasing

Our Neighbors Recommend AgSouth

At AgSouth Farm Credit, we understand the unique needs of our community. Proudly serving Georgia, North Carolina, and South Carolina, we offer personalized financing solutions designed to support you, whether they involve farming, purchasing land, or buying a home. Our commitment to relationship lending ensures that we’re not just offering loans; we’re investing in your success.

Lets Put Down Roots

Robbie W.
South Carolina

I have purchased a lot of things in my time and dealt with several banks. None can compete with AgSouth. Process was easy, laidback and most of all enjoyable.

 

Maggie F.
North Carolina

It's like working with family.

 

Kevin C.
Georgia

Very professional, friendly and easy to talk to. Very responsive to our needs.

Cultivating Success: Cherry Hill Farms

In the heart of agricultural ambitions lies Cherry Hill Farms, a testament to perseverance, dedication, and the invaluable support of Farm Credit. From humble beginnings under a 10 by 10 farmer’s market tent to a thriving farming operation, Holly and Justin Miller’s story highlights growth, determination, and the power of the farming community. 

Frequently Asked Questions

What do you finance?

AgSouth provides financing for land, farms, and homes. Whether you’re buying large or small acreage, building a home in the country, or expanding your farms, our local lenders can help. We make loans for: large and small acreage; farm operating lines; equipment and livestock; agribusinesses; young, beginning, small farm loans; home purchase and construction; lot loans.

What are the benefits of AgSouth?

With AgSouth, you get more than a loan. You get a partner who understands rural life. Our lending team are experts in land, farm and home financing, offering guidance tailored to the way people actually live and work across our footprint. As a cooperative, we also share our earnings with eligible borrowers through annual patronage, giving you real cash back to use how you see fit. *Although we have distributed patronage for over 30 consecutive years, patronage is voted on each year by the Board and is not guaranteed.

Do I have to be a farmer to borrow?

Our mission is to support agriculture and rural communities. AgSouth finances anyone looking to buy land, buy or build a home in the country, start a hobby farm, or live a more rural lifestyle. Whether you’re a full-time producer or simply want space to breathe, we’re here to help.

Talk to a Local Lender