Let Down Your Tailgate

Your Personalized Farm Loan Starts Here

LETS TALK FARM LOANS

Grow Your Legacy with a True Partner

Whether you’re leaning on three generations of family wisdom or breaking ground on your very first field, AgSouth Farm Credit is right beside you—ready to roll up our sleeves and get you the funds, guidance, and protection you need when it matters most. Picture a lender who knows your fields, shares your sunrise coffee, and celebrates every harvest like it’s their own.

PARTNER WITH US. LETS CONNECT.

Personalized Farm Services

Real Estate & Farm Land Loans

Expand your acreage with confidence. Our fixed-rate loans offer terms up to 20 years with no prepayment penalties, allowing you to expand your farm whenever opportunity arises.

Equipment Loans

Power your progress with tractors, planters, harvesters and implements - quick approvals help you upgrade when you need it most.

Livestock Operations

Grow your herd on your terms with payment plans aligned to your cash flow - covering everything from quality breeding stock and feed to fencing and shelters.

Farm Improvements

Upgrade your farms infrastructure and facilities including irrigation upgrades, barn renovations, fencing and more.

Operating Lines of Credit

Draw funds when you need it for seed, fertilizer, and day-to-day expenses. We offer flexible repayment plans based on cash flow from crop or livestock sales.

Young, Beginning, and Small Loan Program*

We believe in investing in you - the future of agriculture. The AgStrong loan program* offers accessible financial solutions, resources, and support to young, beginning, and small famers and ranchers to start and expand their farming operations.

*Includes eligibility requirements. 

Crop Insurance for Risk Management

Protect your bottom line from Mother Nature’s curveballs. Customized multi-peril and revenue plans give you peace of mind through every season.

Leasing for Equipment, Buildings, and More

Preserve working capital and gain potential tax advantages. Lease-to-own keeps you moving forward without tying up large sums of cash up front.

 

FARM NEEDS? LETS CONNECT.

Tailgate Talks: Real Farmers, Real Success

Watch how real farmers - just like you -partner with AgSouth Farm Credit to tackle challenges, seize opportunities and build lasting legacies. After all - some of the most important business decisions happen through honest tailgate talks with your lender. 

Profit Together

By partnering with us, you also share in our success. We're a cooperative, so "We Put Our Profits in Your Pockets©". Curious about how much you can get back through our patronage program? Use our calculator to estimate your potential annual distribution payment.

Patronage is based on yearly Board approval and is not guaranteed. 

Calculate how much you could get back.

Your estimated Patronage Distribution:

$1,062

Which effectively lowers your total interest cost for the first year of your loan from $8,000 to:

$6,938

This effectively lowers your interest rate from %99 to:

6.938%

* Important Notice: The patronage factor of 20 percent (percent of interest distributed) used in this statement is a projection based on the current estimate of earned interest for 2023 and may be higher or lower than actual amounts. Actual patronage for the year 2024 and all future years will be based on the performance and profitability of AgSouth Farm Credit in those years. Actual patronage factors may be higher or lower or there may be no patronage in some years. No representations are being made to you regarding future interest rates, the amount of any future patronage distributions, or whether there will be any future patronage distributions.

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