Home Loans

Specializing in financing homes with acreage

Looking to buy or build your dream home?

AgSouth Mortgages

AgSouth Mortgages, a division of AgSouth Farm Credit, makes loans for:

  • Homes with Acreage
  • Homes in Town & in the Country
  • Home Renovations & FHA 203(k) Program for Purchase and/or Renovation
  • Vacation Properties
  • Investment Properties
  • Up to 97% Financing for First-Time Homebuyers
  • Up to 95% Financing for Conventional Loans
  • USDA & VA Loans with 0% down
  • Construction-to-Perm Loans
    • Finance your land, construction & permanent fixed rate financing with one loan and just 5% down! – restrictions may apply

Have a mortgage expert contact me


Frequently asked questions

How do I know how much house I can afford?
What is the difference between a fixed-rate loan and an adjustable-rate loan?
How is an index and margin used in an ARM?
How do I know which type of mortgage is best for me?
What does my mortgage payment include?
How much cash will I need to purchase a home?

*Disclaimer - Loans through AgSouth Mortgages do not qualify for Patronage.

Home loans through AgSouth Farm Credit 

AgSouth has been financing rural homes and properties for a century, and no one does it better! Whether your dream is buy or build a home in the country with just a few acres to yourself or a plantation where you can raise horses or cows, we can make it happen.

Our loan officers are experts in the field of rural financing, and we have programs to meet any need either through AgSouth Mortgages as noted above or via an in-portfolio loan.

Loans for:

  • Home purchases
  • Home construction
  • Home improvements
  • Home refinancing


  • Share in our profits
  • Conventional Mortgage Programs
  • Homes with unlimited acres

Contact your local, trusted financial partner in the land, farm, and home buying process.