Do You Have a Balloon Payment Coming Up?

At AgSouth, we are committed to helping farmers and rural homeowners understand what's next for their loan and how to make the best financial decisions. Get in touch with us at 844-748-8385 to discuss locking in a long-term solution. 

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Understand Your Options, Download Our Quick Tips

If your loan is reaching the end of its term within the next 12 months, here are some tips on navigating your options.

Land Loan Payment Calculator

This land loan calculator computes monthly payments & the total interest based on the purchase price, a minimum down payment of 15%, interest rate and number of monthly payments


*This is an estimate of loan payment. Actual payment amount may vary depending on interest rate, closing date, and other factors.

The Farm Credit advantage: we share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us. Want more info?

Calculate how much you could get back.

Your estimated Patronage Distribution:


Which effectively lowers your total interest cost for the first year of your loan from $8,000 to:


This effectively lowers your interest rate from %99 to:


* Important Notice: The patronage factor of 20 percent (percent of interest distributed) used in this statement is a projection based on the current estimate of earned interest for 2023 and may be higher or lower than actual amounts. Actual patronage for the year 2024 and all future years will be based on the performance and profitability of AgSouth Farm Credit in those years. Actual patronage factors may be higher or lower or there may be no patronage in some years. No representations are being made to you regarding future interest rates, the amount of any future patronage distributions, or whether there will be any future patronage distributions.

Balloon Payment? Explore What's Next.

We can help you understand your options. Get in touch with us at 844-748-8385 to discuss locking in a long-term solution. 

agsouth balloon payment options