Make a list of essential ways to boost a farm’s productivity, and an operating line of credit will be on it. The benefits are both tangible and intangible, says Stacy Nobles, a relationship lending manager with AgSouth Farm Credit. He and Allen Daley, a relationship lender with AgSouth, have 38 years between them in helping farmers tailor operating lines of credit that best fit their businesses.
If you’re a cattle producer, buying crop insurance may not be something of which you think you qualify. 3 Benefits of Livestock Risk Protection for your cattle operation are: Your premium can be due AFTER you go to market; There is no minimum number of heads insured; and, Having insurance looks more favorable to lenders.
Land ownership becomes more and more attractive for some people. Finding the property and making it your own can sometimes pose challenges, however. We go over common property details and how it might affect your land loan when you’re searching for that perfect piece of land. We talk about land surveys, water tests, zoning requirements, and more.
If you’re looking to obtain financing for your farming operation, no matter how big or small, you’ll need a business plan. Writing a business plan from scratch can be overwhelming. This article goes over what you will need to do before you start writing your business plan that will make the writing process go much more smoothly.
Whether you’re an experienced, young, beginning, or small farmer, chances are you’re going to need some level of financing during your career. We've compiled the best advice from our most experience agricultural lenders.
Most people have heard of Extension, but may not know what services are offered and who can benefit from them. Extension Agents have been serving rural communities for over a hundred years, and their work is just as important now as it was then. Learn how you can use your local extension agent.
Southeast Georgia farmers David Cromley, JD Newton, and Ryne Brannen each farm cotton and peanuts with their families. All in their 30’s, these young farmers are driven to grow the highest quality crops they can, in an environmentally conscious way, that is also sustainable for their farm business to pass down to another generation of farmers. Hear their conversation about how important it is they keep their soil healthy for their farms.
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