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How Certain Property Details Might Impact Your Land Loan AgSouth

How Certain Property Details Might Impact Your Land Loan

Land ownership becomes more and more attractive for some people. Finding the property and making it your own can sometimes pose challenges, however. We go over common property details and how it might affect your land loan when you’re searching for that perfect piece of land. We talk about land surveys, water tests, zoning requirements, and more.
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Buying Land to Build a Home Part 1 AgSouth

Buying Land to Build a Home: Important Tips from Loan Officers Part 1

So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
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Buying Land to Build a Home Part 2 AgSouth

Buying Land to Build a Home: Important Tips from Loan Officers Part 2

Wanda Harris, a land loan officer with AgSouth Farm Credit and Taylor Jones, a home loan originator of AgSouth Mortgages, share some important considerations for those who have found land or are searching for land on which to build a home. They want you to know about your options so you can make the best decision for you and your family.
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4 Tips to Keep Country Dogs Safe Picture of Dog Laying on Ground

Own a Country Dog? Keep Them Safe With These 4 Veterinary Approved Tips

There is nothing better than watching your dog be a dog! But all that space to roam can come with an increased risk of injury. Here are 4 veterinary approved tips to keep your country canine safe
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Counting money and planning calendar

What is a Good Debt to Income Ratio and How to Calculate Yours

The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
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4 Ways Your Local Extension Agent Can Help You

Most people have heard of Extension, but may not know what services are offered and who can benefit from them. Extension Agents have been serving rural communities for over a hundred years, and their work is just as important now as it was then. Learn how you can use your local extension agent.
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10 Questions to Ask Before You Buy Land

Buying land is a big purchase! It is important to make sure the land you are buying is your dream property. Ask yourself these 10 questions before you make your offer!
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6 things to know before you buy a country home.

Interested in a Country Home? Here are 6 Things to Know Before You Buy

Does living out in the country sound like a dream? Here are 6 things you need to know before you buy a country home with acreage.
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Man holding cash

Land Loans FAQ: How Much Will My Down Payment Be?

This edition of our FAQ Land Series covers down payments - a popular topic folks ask about after finding some property.
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Rural home at sundown

Land Loan FAQs: Can I Bundle Land and Home Loans?

This edition of our FAQ Land Series covers the common question of bundling land and home loans.
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