So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build OR you can buy the land AND build the home at the same time. We go over each route and it's benefits.
Wanda Harris, a land loan officer with AgSouth Farm Credit and Taylor Jones, a home loan originator of AgSouth Mortgages, share some important considerations for those who have found land or are searching for land on which to build a home. They want you to know about your options so you can make the best decision for you and your family.
Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
Want to build your home? Here are answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
Wonder what improvements can add the most value to your home? We talked with a certified general appraiser to discuss the best (and smartest) upgrades you can make to your home that add value.
Southern Design Builders out of Greenville, South Carolina worked together with AgSouth Mortgages Originator Brandt Stone to build up a happy customer base.
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