So you want to buy land and build your dream home? There are a couple of different routes you can take in making this dream a reality. You can buy the land now and wait to build, or you can buy the land and build the home at the same time. Both routes have benefits.
Buying an existing country home with acreage? Learn what to know before you buy, from rural living considerations to financing and appraisal requirements.
Thinking about building a home? Discover lessons learned from real AgSouth Mortgages customers on budgeting, builders, and the construction-to-permanent loan process.
Buying a home is one of life’s biggest milestones—and one of its most detailed processes. Between gathering paperwork, comparing loan options, and scheduling inspections, it’s easy to feel overwhelmed. That’s why AgSouth Mortgages is here to make things easier. We created this Home Loan Checklist to help you feel prepared and confident from day one. Whether you’re purchasing a home, refinancing, or building something brand new, having your documentation in order can keep things moving smoothly and help you avoid last-minute delays.
Owning a Barndominium is something you’ve always dreamed of, but the steps to make it all happen aren’t super clear. Fortunately, there are several ways you can finance a Barndominium and Farm Credit specializes in loans for exactly these types of properties.
The debt to income ratio is used largely when getting a home or lot loan, but it can also help land buyers know their overall financial health before applying for a large acreage land loan. Before you apply for a loan, you should know your ratio and how it might affect your loan approval or terms.
Want to build your home? Here are some answers to commonly asked questions about our Construction to Permanent Loan Programs. Learn about down payments, term options, barndominiums, out of pocket fees and more.
Wonder what improvements can add the most value to your home? We talked with a certified general appraiser to discuss the best (and smartest) upgrades you can make to your home that add value.
