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Home Builders: Home Construction with AgSouth

If you're a home builder or contractor, it's time we got to know each other. We offer quick turnaround on draws & home construction loans.
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Land Loan FAQs: Who do you serve?

This edition of our FAQ Land Series covers the common question of who exactly our customers are at AgSouth Farm Credit.
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Make the Most of Your Timber Investment

Buying the timberland is just the first step. What other key steps do you need to take to ensure you're making the most of your investment?
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Home Loan FAQs: What is Private Mortgage Insurance?

What is Private Mortgage Insurance and are there benefits to the borrower for having it? It's complicated. Learn more after the jump.
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How to Get a Land Loan and What to Expect

How do you get a land loan and what should you expect? We go over the land loan timeline and process so you can be prepared.
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Land Loan FAQs: Why are Land Loan Rates Higher Than Home Mortgages?

Land Loan interest rates are higher than home mortgage rates. Ever wonder why? We go over the answer and more on our blog.
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Land Loan FAQs: What are Your Land Loan Options?

What kind of land loans do we offer and what sets us apart from our competition? We offer long term fixed rate land loans.
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Land Loan FAQs: What are Current Interest Rates?

In our latest AgSouth blog post, we discuss one of our most frequently-asked questions: What are current interest rates?
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Land Loans: Forming Legal Business Entities to Purchase Land

If you're thinking of forming a business entity to buy land, we've compiled a comparison list to help you decide.
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Spotlight: Carmen Huffman

Growing up on a tobacco farm and vegetable garden, Carmen Huffman knew that she wanted to stay and work on her family farm in Iredell County.
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Spotlight: Bonnie Griffin

In 2008, Bonnie Griffin decided to take the biggest risk of her life and leave her teaching position to purchase a piece of property 30 minutes outside of Charlotte, NC.
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Land Loans: Understanding Closing Costs

Land Loans: Understanding Closing Costs

Whether you’re new to borrowing or just need a refresh on closing costs, you may want to know what to expect throughout the process. We're here to help!
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Buying Timberland: Cash or Finance?

The Farm Credit Assocations of Georgia discuss the pros and cons of paying cash or financing your next big timber purchase.
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Understanding the Underwriting Process: The 5 Cs of Credit

One of the first things all lenders learn and use to make loan decisions are the “Five C's of Credit : Character, Conditions, Capital, Capacity, and Collateral."
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Land Loans: How to Do a Balance Sheet

We explain the why and how behind filling out a balance sheet when getting a land loan. Article includes a balance sheet template.
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